Every position in its own currency
Accounts, investments and loans keep the currency they live in; nothing is forced into one denomination at entry.
When your money lives in more than one currency
An account here, a portfolio there, a salary in a third currency. Prisvera converts your whole financial life into one coherent view, without flattening where each piece lives.
One main currency for the whole
Totals, net worth and charts convert to the currency you think in, so the whole remains comparable.
Exchange rates, handled quietly
Rates update automatically several times a day; conversions happen on your device, next to your encrypted figures.
Movements between currencies
Transfers across accounts in different currencies stay linked, so moving money never looks like earning or losing it.
Everything above is computed on your device, over data encrypted end to end. Only you can see your figures. How the encryption works, in detail
A salary here, an account there, a portfolio elsewhere
Figures make this concrete. Suppose you are paid in pounds, keep an account in euros for the life you have in Spain, and hold a portfolio priced in dollars.
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Each position keeps the currency it lives in
The salary account stays in pounds, the Spanish account in euros, the portfolio in dollars. Nothing is flattened at the moment you record it, so every figure still means what it meant where it came from, and a balance you can check against your bank still matches.
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One currency for the whole
You choose the currency you actually think in. Net worth, totals and charts convert into it, while each position keeps its own. You read the whole in one language without losing the ability to read the parts in theirs.
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A transfer stays a transfer
Sending two thousand pounds to the euro account links both sides as one movement. It does not appear as income in Spain and an expense in Britain. Your net worth changes only by what the conversion actually cost you, which is the honest answer.
The balances, the amounts and the notes are encrypted on your device. The conversion runs there too, beside your decrypted figures, never on our servers.
Questions
Which currency does my net worth appear in?
The one you choose as your main currency. Every position keeps the currency it lives in and only the totals convert, so you can read a local balance as itself and still see its part in the whole.
Where do the exchange rates come from, and who converts?
The rates are public market data, arriving the same way share prices do. The conversion happens on your device, beside your decrypted figures. Our servers store text they cannot read and never compute over your amounts.
What happens when I move a balance between currencies?
The two sides are linked as a single transfer. Moving a balance between your own accounts is not the same as earning it, and Prisvera reflects only the real effect of the movement rather than a phantom gain on one side and a loss on the other.
Early access
Prisvera is opening gradually
Access is by invitation. Leave your email and we will be in touch when there is room. Clarity is worth the wait.