The product
See your net worth clearly
Net worth is the honest summary of a financial life: everything you own, minus everything you owe. Prisvera brings it into one calm view you understand at a glance, and that only you can see.
Everything that counts
A financial life rarely fits in one account. Prisvera holds the whole of it:
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Cash accounts: current and savings
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Investments: stocks, funds, ETFs and crypto
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Fixed income: deposits, bonds and bills
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Vehicles
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Loans and mortgages, as what they are: debt
A perspective, not a template
The dashboard is editable: you choose the indicators, the periods and the relationships that reflect how you think. Two people with the same holdings need different perspectives.
How it stays honest
If you own half of a property, Prisvera shows your half. Loans subtract, without makeup. And there is no emotional red or green: a figure going down is not always bad news, and one going up is not always good.
What net worth is
Assets minus liabilities. What you own, minus what you owe. It moves slowly, it ignores the noise of a single month, and it tells you more about your financial life than any income figure.
An example: a €250,000 flat with a €140,000 mortgage, €30,000 invested, €8,000 in accounts and a €6,000 car loan add up to a net worth of €142,000.
Your net worth is computed on your device, over data encrypted end to end. Our servers cannot see your figures. How the encryption works, in detail
Questions
How does Prisvera calculate my net worth?
It adds the value of your positions and subtracts your debts, in your main currency. Every figure is computed locally on your device; the server only stores ciphertext.
Can I record shared ownership?
Yes. If you own a percentage of a property or another position, Prisvera shows your share in the totals, and the full value when the two differ.
Do I need to connect my bank?
There is no bank connection, by design. You add your positions by hand or import files with presets that remember your bank's format.
Early access
Prisvera is opening gradually
Access is by invitation. Leave your email and we will be in touch when there is room. Clarity is worth the wait.